California Fire Insurance Project

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Take the Research Survey

Tell us what happened to your home insurance

Your experience can help show where California's homeowners insurance market is breaking down.

Required questions are marked with an asterisk. Optional sections and a follow-up checkbox are below—skip any you do not want to answer, then submit at the bottom. You do not need policy numbers or carrier details.

Essential survey questions

Required fields are marked with an asterisk.

First name *

Email *

ZIP code *

Which best describes your situation? *

In your own words, what happened? (optional)

Additional contact info

Phone, city, or county—only if you want to share them.

+

Last name

Phone

City

County

Policy and carrier details

Carrier, premiums, FAIR Plan, or DIC/wrap—skip if you are not sure.

+

Current or prior carrier

Prior annual premium ($)

New annual premium ($)

Premium increase (%), if known

Coverage A limit ($)

Deductible ($)

FAIR Plan status

DIC / wrap status

Home details

Property type, roof, mitigation work, and similar details.

+

Property type

Occupancy

Year built

Roof type

Roof age (years)

Distance to brush or wildland, if known

Wildfire mitigation completed (select all that apply)

Defensible space / vegetation clearingEmber-resistant ventsClass A roofGutter guards / cleared guttersFire-resistant sidingHardened windowsCommunity Firewise designationInspection completedNot sureNone

Timing and deadlines

Purchase, escrow, deadlines, or what kind of help would be useful.

+

Important deadline date

Home purchase related?

yesno

Mortgage or escrow issue?

yesno

What help would be useful? (select all that apply)

Understanding FAIR PlanUnderstanding DIC/wrap coverageFinding a brokerComparing coverage optionsPreparing for renewalUnderstanding mitigation stepsUnderstanding lender requirementsSharing my story with researchers / policymakersOther

Optional research follow-up

You can submit the survey without selecting this option.

Yes, you may contact me with follow-up questions about my survey response and occasional updates about the California Fire Insurance Project.

Research only — not a quote, application, or offer of insurance. No obligation. Full disclaimer.

California Fire Insurance Project is an independent research initiative. It is not affiliated with the California FAIR Plan, the California Department of Insurance, CAL FIRE, or any insurance company.

California Fire Insurance Project is a research project. This survey is not a quote request, insurance application, offer of insurance, or recommendation to buy, replace, or change any insurance coverage. Submitting this form does not create an agency, broker, advisory, or insurance relationship.

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